Attorney Kellen Bryant explains that when you begin your estate planning, you should also consider basic elder law and long-term care planning. Integrating these topics early helps ensure that your future needs are anticipated and your chosen decision makers are prepared.

Why Combine Elder Law Planning With Estate Planning?

Your estate planning documents should do more than distribute assets after your lifetime. They should also include careful planning for potential incapacity or long-term care needs. A key part of this process is selecting the right people to serve as your fiduciaries:

• Durable Power of Attorney: This person manages your finances if you become unable to do so.
• Health Care Surrogate: This person makes medical decisions on your behalf if you are unable to make them yourself.

Choosing trusted, reliable individuals for these roles is critical to protecting your interests and ensuring your wishes are followed.

When Should You Consider Elder Law Planning?

For individuals under 65 who are still working, elder law planning may only need to be touched on lightly. However, between ages 50 and 65 is often the right time to start thinking seriously about long-term care insurance, as premiums are generally more reasonable during this period.

Even if you’re younger, it’s wise to cover the basics because an unexpected accident or illness can result in the need for full-time care at any age. Having these conversations early helps avoid rushed decisions during stressful times.

Advanced Planning After Age 65

More advanced elder law and long-term care planning is typically addressed after age 65. At that stage, it becomes even more important to ensure your estate plan is aligned with strategies to protect assets and secure necessary care.

Take the Next Step

Protecting your future and your loved ones starts with thoughtful planning. Put your mind at ease and schedule an appointment with Berg Bryant Elder Law Group in Jacksonville, Florida today. We’re here to help you create an estate plan that considers both your legacy and your long-term well-being.

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